Can I use my legal expenses insurance to pay my legal fees?

You may be able to do so. You will need to contact your insurer and inform them of your intention to make a claim. They will usually ask you to complete a claim form before they decide if you have cover for the claim. Often insurers insist that they appoint one of their panel lawyers to act for you. Some claimants understandably prefer to appoint their own legal representative. However, you are entitled to choose your own lawyer in certain circumstances. We can provide guidance to you.