I have bought a new house but think the survey was wrong, who can I sue?
‘Buyer beware’ is the maxim which applies when buying a property, but if you have engaged a surveyor to inspect a property and report upon it for you then, depending upon on the nature of the defect(s) and the type of survey which you obtained, you may be entitled to redress against the surveyor. It is much less common for there to be redress against the seller, unless they have deliberately concealed or otherwise misled you about the condition of the property.
Can I sue my architect for negligence?
Architects, like other professionals, are accountable to their client when they have been negligent in carrying out their services or have acted in breach of their contract with you. Claims against architects often involve an assessment of others who are part of a building project, e.g. structural engineer and building contractors. Therefore, using specialist lawyers can be important. Architects ought to have professional indemnity insurance in place to ensure that a successful claim will result in payment.
Can I use my house insurance to claim against my builder?
General household insurance does not usually cover claims for poor builders’ workmanship. If you have legal expense insurance as part of your household or other insurance policies, then you may be entitled to claim the costs of legal advice and representation to pursue a claim.
Can I use my legal expenses insurance to pay my legal fees?
You may be able to do so. You will need to contact your insurer and inform them of your intention to make a claim. They will usually ask you to complete a claim form before they decide if you have cover for the claim. Often insurers insist that they appoint one of their panel lawyers to act for you. Some claimants understandably prefer to appoint their own legal representative. However, you are entitled to choose your own lawyer in certain circumstances. We can provide guidance to you.
I think I have been mis-sold PPI? Do I need a solicitor?
No, it is usually not cost effective for you to use a lawyer and the procedure itself is relatively straightforward. We do NOT offer PPI recovery services.
I want to sue my builder, but he hasn’t finished the job what can I do?
Take legal advice as soon as you can. Make sure you have all written documents e.g. contract, quotation, list of payments. Take photos and make a list of the problems/defects. At some point you will need a report from a buildings expert but it is usually better for this to be obtained in conjunction with your solicitor. A ‘Letter of Claim’ needs to be sent by your legal adviser to the builder to start a formal process to enable the dispute to be resolved.
How long will a claim against a professional take?
Each case is different but as rule of thumb, up to six months for a negotiated settlement or one which is mediated. If court proceedings are begun, then it will take longer - usually up to 18 months or so.
Do you do free first interview?
Yes, we will always offer you a free initial interview and free initial advice, even if we then conclude that for whatever reason we are unable to take up your case on a ‘no win no fee’ basis. It will therefore never cost you anything to seek initial advice from us and you have nothing to lose in doing so.
Can I claim on behalf of my parent who has been hurt in a care home?
Yes you can, if it appears that your parent may have been injured as a result of an avoidable incident or accident whilst being cared for. If your parent is still mentally competent they would need to make their own decision as to whether they wish to pursue a claim for compensation. If your parent’s mental condition means that they cannot make decisions for themselves, then you can certainly pursue a claim on their behalf.
What is criminal injury compensation?
This is a government funded scheme designed to compensate the innocent victims of any violent crime for their injuries. If you have been the victim of an assault or of any incident which has caused you physical or psychological harm as a result of a crime you must report it to the police as soon as possible and then cooperate with any police investigation. You should then seek legal advice as soon as possible as there is a strict two-year time limit to submit an application to the relevant government department, which is known as the Criminal Injury Compensation Authority.